What is the NHWP?
The New Home Warranty Program of Saskatchewan, Inc. (NHWP) was formed by the building industry in May 1976, as
a solution to the growing demand for new homebuyer protection. Its purpose was to provide consumer confidence
in builders and to protect the investment made by owners in their new homes.
The Program is incorporated as a private Non-Profit Corporation. It is headquartered in Saskatoon with a Branch
Office in Regina. The Program is governed by a Board of Directors. Six builders are elected from amongst the
builder membership and five non-builder members are also elected, including a member of the lending community
and a consumer representative. Board members are elected on a two-year rotating basis. It is one of six industry
sponsored new home warranty programs throughout Canada and is a member of the Canadian Home Warranty Council.
Operations of the Program are paid for through membership fees and a fee charged to enroll each house. Membership
in the NHWP is voluntary, although both Canada Mortgage and Housing Corporation (CMHC) and its private equivalents,
Genworth Canada and Canada Guaranty require the builder to belong to a Warranty Program in order to receive mortgage
insurance on high ratio loans (80% or higher).
The New Home Warranty Program provides a third party guarantee of the builder's warranty and undertakes to
perform the builder's warranty obligations should the builder default. A builder's own warranty is only as
good as the level of service the company wishes to perform or for as long as the company is in business.
All builder members of the NHWP register all their eligible units which consists of all for
sale housing of the following type: single family houses, semi-detached homes, rental units, townhomes and apartment style
condominiums. Ready-to-move homes (RTM's) are also covered, excluding the foundation and any other work below
the first floor joist, unless that work is included in the RTM builder's construction agreement.